Recently, a legislation that received the US President’s approval has made things easier for small businesses as it extended the federal initiatives that increased the affordability of Small Business Administration loans.If you run a business, you know that there are times when you suddenly need money to pay employees, acquire assets, or meet overhead expenses. In such a case it may not be possible to go through the lengthy process of getting a loan from a lending institution that grants credit only after a lot of paperwork has been completed. If you find yourself in such a situation you need not panic, all you need to do is take a loans from an institution that grants loans without much fuss. They will make the money available in the form of cash credit or other loans. These institutions also offer credit to people who want to start new businesses. You may find such institutions through the internet.If you are already running a business, you may apply for a loan on the basis of your business expansion plans and your credit report. Remember that the lending institutions may take into account your personal credit scores while deciding whether they ought to grant the loan or not. However, it is possible to get a commercial loan even if you do not have a great credit report.Commercial loans that are taken to run businesses are also referred to as working capital loans. Equity loans are most commonly taken. One may even obtain credit in this form from friends and other well-wishers. A trade creditor may be willing offer a loan to businesses that have high credit scores. If you have a good credit score, you may also approach a bank for a bank line of credit. In this case, the bank extends credit for an entire season to a firm to purchase inventory.In some cases the development of a firm is dependent on the kind of real estate that it has. If you feel that a commercial loan could help you to profitably use space in commercial properties like office building, manufacturing factories, health facilities, or shopping malls. You may either or for the short term or long term varieties of these loans. The long term varieties often involve and are taken for the lifetime of the lease. However, you must be careful while applying for such a loan because these commercial loans are not very liquid.Good lending institutions may be contacted through the internet for convenient commercial loan.

Shoe Repairs And Several Other Things When I Was 7
My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to “Keep us in shoe Leather” to coin a phrase!

He bought several different sizes of cast iron cobbler’s “lasts”. Last, the old English “Laest” meaning footprint. Lasts were holding devices shaped like a human foot. I have no idea where he would have bought the shoe leather. Only that it was a beautiful creamy, shiny colour and the smell was lovely.

But I do remember our shoes turned upside down on and fitted into these lasts, my Dad cutting the leather around the shape of the shoe, and then hammering nails, into the leather shape. Sometimes we’d feel one or 2 of those nails poking through the insides of our shoes, but our dad always fixed it.

Hiking and Swimming Galas
Dad was a very outdoorsy type, unlike my mother, who was probably too busy indoors. She also enjoyed the peace and quiet when he took us off for the day!

Anyway, he often took us hiking in the mountains where we’d have a picnic of sandwiches and flasks of tea. And more often than not we went by steam train.

We loved poking our heads out of the window until our eyes hurt like mad from a blast of soot blowing back from the engine. But sore, bloodshot eyes never dampened our enthusiasm.

Dad was an avid swimmer and water polo player, and he used to take us to swimming galas, as they were called back then. He often took part in these galas. And again we always travelled by steam train.

Rowing Over To Ireland’s Eye
That’s what we did back then, we had to go by rowboat, the only way to get to Ireland’s eye, which is 15 minutes from mainland Howth. From there we could see Malahide, Lambay Island and Howth Head of course. These days you can take a Round Trip Cruise on a small cruise ship!

But we thoroughly enjoyed rowing and once there we couldn’t wait to climb the rocks, and have a swim. We picnicked and watched the friendly seals doing their thing and showing off.

Not to mention all kinds of birdlife including the Puffin.The Martello Tower was also interesting but a bit dangerous to attempt entering. I’m getting lost in the past as I write, and have to drag myself back to the present.

Fun Outings with The camera Club
Dad was also a very keen amateur photographer, and was a member of a camera Club. There were many Sunday photography outings and along with us came other kids of the members of the club.

And we always had great fun while the adults busied themselves taking photos of everything and anything, it seemed to us. Dad was so serious about his photography that he set up a dark room where he developed and printed his photographs.

All black and white at the time. He and his camera club entered many of their favourites in exhibitions throughout Europe. I’m quite proud to say that many cups and medals were won by Dad. They have been shared amongst all his grandchildren which I find quite special.

He liked taking portraits of us kids too, mostly when we were in a state of untidiness, usually during play. Dad always preferred the natural look of messy hair and clothes in the photos of his children.